Compare Barclays with other business loan options in seconds...
See how your Barclays quote stacks up against other lenders and find the best deal for your business.
Compare Business Loans
Access funding from £1,000
Compare quotes in seconds
Searching won't affect your credit score
Who are Barclays?
Barclays is one of the UK’s largest and most established high street banks, with a history dating back over 300 years. Known for serving millions of personal and business customers, Barclays offers a wide range of financial services including banking, lending, and investment solutions.
For businesses, Barclays plays a major role in supporting companies at every stage — from startups and SMEs to large corporations. Its business banking division provides access to funding, cash flow solutions, and tailored financial support designed to help businesses grow, manage operations, and invest in future opportunities.
What business finance products does Barclays offer?
Barclays provides a variety of business finance options to suit different needs, whether you’re looking to invest in growth, purchase property, or improve cash flow.
Business Loan
A Barclays business loan is designed to help businesses fund growth, manage cash flow, or invest in new opportunities such as equipment, staff, or expansion. Whether you need a smaller loan for short-term needs or a larger facility for long-term investment, Barclays offers flexible borrowing tailored to your business.
Terms typically range from 1 year up to 10 years for smaller unsecured loans, with longer repayment periods (up to 25 years) for larger, secured borrowing. Barclays also offers both fixed and variable interest rate options, giving you greater certainty over repayments or flexibility depending on your preference.
| Loan amounts | £1,000 to £25m |
|---|---|
| Loan terms | 1 year to 25 years |
Key features:
- Borrow from £1,000 up to £25 million
- Secured and unsecured options available
- Unsecured loans typically available up to £100,000
Commercial Mortgage
A commercial mortgage from Barclays is a long-term funding solution for businesses looking to invest in property or release capital from existing premises. Loans are available from £25,001 and are typically secured against your business property via a first legal charge.
These mortgages can be used for a wide range of purposes, including buying property, funding investments, property development, refurbishing owner-occupied premises, or even purchasing large assets like machinery and vehicles.
Barclays commercial mortgages are designed with flexibility in mind, offering longer repayment terms and adaptable structures to suit your business needs.
| Loan amounts | Borrow from £25,001 |
|---|---|
| Loan terms | 1 year to 25 years |
Key features:
- Borrow from £25,001 with terms ranging from 1 to 25 years
- Option for interest-only periods (subject to status)
- Fixed or variable rates available, with the ability to switch between them
- Fixed-rate options available for up to 10 years
Other funding products for business
In addition to loans and mortgages, Barclays offers several other funding solutions to help businesses manage cash flow and invest in assets:
- Asset finance – Spread the cost of equipment or vehicles over time
- Invoice finance – Unlock cash tied up in unpaid invoices
- Business overdrafts – Flexible short-term borrowing for cash flow gaps
- Green business loans – Funding aimed at supporting sustainable investments
Calculate your Barclays Business Loan costs
Use our business loan calculator to estimate your Barclays business loan monthly repayments, total interest, and overall borrowing costs in seconds. Whether you’re exploring new funding or comparing options, this tool helps you understand how different loan amounts, terms, and rates could impact your business finances.
Why not compare Barclays business borrowing with options from other lenders? Reviewing multiple offers can help you find the most suitable rates, terms, and overall deal for your business needs.